11.20.2005

student loans?

soooo... what's the deal with all this refinancing jazz? help me out, kids. i feel like i looked it up once before and it could only be done if you had loans from different lenders. did i make this up? should it be done? has anyone done it? why or why not?
please, indulge. i'd like info on how to not be more than 20 grand in debt, thnx.

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